What it is
A mover's license is permission from a government body to operate a moving or hauling business. Requirements vary by state, and some states license local movers while others handle it differently or less strictly. Moves that cross state lines are generally regulated at the federal level, where interstate movers need registration with the FMCSA (Federal Motor Carrier Safety Administration).
Insurance is the financial protection a mover carries. It may include coverage for damage to property, injuries to workers, and vehicle-related accidents. Insurance a mover carries is not always the same as coverage for your belongings, so it helps to understand what is and isn't included.
Because 800-HAVE-VAN is an independent directory and not a moving company or advisor, it can't confirm any provider's status for you. Licensing and insurance details should always be verified directly with the mover and the relevant agencies.
How it’s traditionally been approached
Traditionally, people have asked a mover directly for their license number and a certificate of insurance, then compared those documents against what appears in official records. Many also look up the mover's registration with their state's regulator, and with the FMCSA for interstate moves.
Some people ask friends, neighbors, or coworkers for recommendations, read written reviews, or request a written estimate that lists the company's name and credentials. Others simply ask to see paperwork in person before the van is loaded.
Approaches differ depending on the size of the move. A small local move with a single van may involve fewer formalities than a large office relocation, but many people still choose to confirm credentials in either case.
How the right van mover may help
The right van mover may help by being open about their credentials. A mover who is comfortable sharing a license number, proof of insurance, and registration details, if applicable, may make verification easier. Providers listed here describe themselves on their own profiles, so it's still up to you to confirm what they state.
When you reach out, you might ask: What licenses or registrations do you hold for this type of move? Can I see a certificate of insurance? What does your coverage include, and what does it leave out? Will the work be done by your own employees or by subcontractors? Getting answers in writing may help.
Local and small-move providers may be a fit for apartment or single-room moves, while business and office-move providers may be familiar with larger or more complex jobs. For any move that crosses state lines, confirm FMCSA registration. No provider can promise a particular outcome, but asking clear questions may help you spot a good match.
The bigger picture
Handing your belongings to someone else can feel stressful, especially when the items carry financial or sentimental value. Knowing you've asked the right questions about credentials may bring some peace of mind and help you focus on the rest of the move.
Moving also affects your budget and your energy. Taking a little time up front to verify a mover may help you avoid surprises later. If you're also thinking through the wider financial or personal side of a big life change, Providers.plus may be one place to explore additional resources.
Keep in mind
- Licensing and insurance requirements vary by state, so check the rules where you're moving from and to.
- Interstate moves generally require the mover to have FMCSA registration, so confirm it for any move crossing state lines.
- Verify a provider's license and insurance directly with them and the issuing agencies, rather than relying only on a directory listing.
- Ask what a mover's insurance covers and whether it protects your belongings, and get important details in writing.
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Frequently asked questions
Is my mover licensed and insured?
The only way to know is to verify it directly. Ask the mover for their license number and a certificate of insurance, then check them with the relevant state agency or, for interstate moves, the FMCSA. A directory listing like 800-HAVE-VAN is not a confirmation of a provider's credentials.
How can I check if a mover is licensed?
Start by asking the mover for their license or registration number. You can then look it up with your state's regulator for local moves, or confirm FMCSA registration for moves crossing state lines. Requirements differ by state, so what you check may vary.
Does a licensed mover have to be insured?
Not necessarily in the same way everywhere. Rules differ by state and by the type of move, and having a license doesn't automatically tell you what coverage a mover carries. Ask to see proof of insurance and what it covers.
What is FMCSA registration for movers?
FMCSA registration is federal registration that movers generally need to carry out interstate moves, meaning moves that cross state lines. If your move goes across a state border, ask the mover for their registration details and confirm them directly.
What is a certificate of insurance and should I ask for one?
A certificate of insurance is a document showing the coverage a business carries. Many people ask for one before hiring a mover. It's a good idea to read what it covers and ask the mover to explain anything unclear.
Does a mover's insurance cover my belongings?
Not always. A mover's business insurance may cover certain damages or injuries but may not fully cover your items. Ask the mover what protection is included, what is excluded, and whether you may want to explore additional coverage.
Educational resource. 800-HAVE-VAN shares general information and connects people with independent van movers. It is not professional advice. Talk with a qualified professional about your own situation.